Shulou(Shulou.com)05/31 Report--

Audio commentary

Hello, everyone. The meeting will answer your questions. The money inside Wechat Alipay is transferred out, and can you still get the money inside the collapse of Wechat Alipay? many people don't know this yet. Now let's take a look at it!

Answer:

1. The funds in Alipay and Wechat are divided into two parts, one is the imprest, and all the petty cash is managed by the bank. Companies cannot use their funds. Even if the enterprise goes bankrupt, users can still get back the money in the imprest; some are investment wealth management funds, which are managed by commercial banks and fund companies. It has no direct relationship with Alipay and Wechat and has no influence.

2. What funds do Alipay and Wechat have in their investment and financial management?

3. Since I have been informed that Yu'e Bao still has change, I believe everyone's money will not be simply put in the balance of Alipay or Wechat. After all, the reserve fund will not generate income, even if the 7-day annualized rate of return of Yu'e Bao or change is very low, it is better than no return at all. So we need to know what Yu'e Bao and customs change are. Yu'e Bao and change are docked with monetary funds. Since it is a fund, their funds are managed by commercial banks. The management of the company is not directly related to Alipay and Wechat, nor is it affected by the corresponding business failure of Alipay and Wechat. The relationship between Yu'e Bao and change, Alipay and Wechat is the relationship between sales and being sold, not the relationship of creditor's rights, debts or management. This is like you are shopping in Taobao, things are not produced by Taobao, but Taobao only provides a platform. In other words, the funds for investment and financial management have nothing to do with Alipay and Wechat. Money does not go into their accounts, they are just sellers, docking wealth management or fund companies are responsible for selling, managing and operating, while the custodian is usually a commercial bank. If the corresponding company of Alipay or Wechat fails, it can be taken out through the official website or other means.

This is the end of this article. I hope it will be helpful to all of you.

Welcome to subscribe "Shulou Technology Information " to get latest news, interesting things and hot topics in the IT industry, and controls the hottest and latest Internet news, technology news and IT industry trends.