Shulou(Shulou.com)11/24 Report--

Starting a business for the second time, saving words and defending cash flow is the survival rule of the enterprise. According to Ma Chunquan, founder and CEO of Hesi, "in the economic downturn, the rapid growth of enterprises has almost disappeared, and cash flow is not only a new survival strategy, but also a new valuation logic. Income is virtual, cash is real, and only cash can keep enterprises alive."

As far as enterprises are concerned, compared with "spending a little money, doing great things", "no money, ten thousand profits" is more intuitive. On October 12, at the meeting of future financial people and autumn product conference, Hesi officially released the "provincial plan" and launched "Bank subsidy", which designated the financial system through the bank ecological connection of Hesi. Enterprises can get the dual subsidy rights and interests of Hesi products + bank financial products, so that enterprises do not need to invest in development costs, so that they can open up cost control and financial resources, and realize the digital closed loop of the process.

01

The fund payment efficiency is low, how to solve?

In the process of digital transformation, enterprises are often faced with fund management problems such as isolation of business and bank data, separation of business and capital documents, long payment process and so on. There are a large number of bank flows and journals every day, how should enterprises break the bottleneck and improve operation efficiency? For banks, with the intensification of competition in the industry, how to break the predicament, get customers and stay more effectively, and enhance the overall life cycle value of customers?

The answer to both is: "joint thinking + financial" solution. Through the strategic cooperation mode, we can get through the disjointed cost control system and financial system in the past, and realize the automatic circulation and return from the return order.

For enterprises, the most obvious advantage is cost savings. No need to invest in development costs, turn on fee control + financial resources, can realize the digital closed loop of the process. Without cross-platform login, documents can be directly driven, funds can be traced back, and documents can be checked jointly.

For banks, the layout of enterprise financial management fine digital scene, to provide financial management products and services covering many new AI technologies is the inevitable choice under the requirements of the current commercial and economic environment. Through the financial management platform, banks can achieve a wider range of customers, deposits and loans. Once enterprises are connected with bank financial management products and services, they will create a large number of demand for account opening, deposits and credit, which will help the development of various business of the bank.

In the era of digital economy, enterprise value is becoming more and more ecological. the "bank subsidy" plan is through an one-stop "co-thinking + financial" solution to help enterprises achieve efficient capital operation, effective control and security.

02

Hesi + bank double subsidy

The most direct "cost saving method" for enterprises

Under the Hesi "Bank subsidy" plan, enterprises can get double subsidy rights and interests of Hesi products & bank financial products through the designated financial system through the bank ecological connection of Hesi, covering 100 + mainstream banks, with a maximum subsidy of more than 1 million yuan.

Practical case

Customer type: Hesi contracted customer enterprise

Industry: electronic and communication technology and sales enterprises

Enterprise size: 500-1000 people, medium-sized enterprises

Solution: "Hesi + Finance" solution. In the Hesi system, the payment is driven by the document. after the payment is successful, the return order is automatically sent back to the Hesi system, and the status is updated to the document in real time. Return order and document binding automatically.

Subsidy amount: a cumulative subsidy of 1 million yuan

Program effectiveness: save 60% of reimbursement time, save more than 70% of verification time, 90% of budget risk and sub-standard risk, and improve overall efficiency by more than 70%

The relevant person in charge of the enterprise said: "the traditional online banking payment has many drawbacks, and the cashier needs to spend a lot of time on the matching of bank flow and documents." Through the joint thinking to understand that the way of financial direct connection, not only can achieve direct payment of documents, return orders, serial numbers and so on are automatically bound documents, convenience has been greatly improved. And in cooperation with banks, there are a lot of rights and interests and concessions to enterprises, resulting in substantial cost savings for enterprises. "

According to Xu Dingbo, professor of French accounting at CEIBS, vice president of the Chinese Association of Chief Accountants, and executive director of the editorial board of China Management Accounting, "the biggest risk for Chinese enterprises in the past three years lies in cash flow. Modern information technology is the basis of effective cash flow management. Hesi is engaged in a very meaningful career. As an information platform, Hesi helps enterprises improve the operational efficiency of cash flow on the one hand, and helps enterprises solve potential risk problems through information technology on the other hand. "

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