Shulou(Shulou.com)11/24 Report--

[Beijing, China, September 6, 2023] since 2023, the frequency of fraudulent crimes involving the use of "deep forgery" technology has soared, with criminals packaging false identities by forging a large number of realistic images, audio or video. Unjust enrichment by committing identity fraud to banks, enterprises or individuals. In view of these emerging fraud crimes, ADVANCE.AI recently comprehensively optimized its "Star" digital authentication and risk management solutions, while suggesting that enterprises or organizations facing the threat of high fraud risk need to deploy digital identity verification solutions in user registration and login, and deploy "portrait + documents" multi-level anti-fraud strategy to prevent lawbreakers from using deeply forged virtual content to commit fraudulent crimes.

Cui Qi, vice president of ADVANCE.AI, said: "over the past seven years, ADVANCE.AI has helped customers of the world's top commercial enterprises, including Standard Chartered Bank, Shopee, Stori, Didi, Kuaishou, PPDAI, to build and improve a global-oriented business compliance security system, and has accumulated rich practical experience in digital identity authentication and anti-fraud. Today, ADVANCE.AI externalizes these valuable experiences into Xingjian digital authentication and risk management solutions, enabling Chinese overseas companies to help financial service institutions such as banking, insurance, securities and asset management; financial technology companies such as digital payment and online lending; online platforms such as e-commerce, live social networking, games and shared travel; and digital asset service providers. In the future, ADVANCE.AI will continue to increase investment in technology, innovate product categories, and help overseas enterprises create greater value. "

Why do we need to guard against "deep forgery" fraud?

First of all, the forgery implemented through the "deep forgery" technology is too "simulation", which is very confusing. And the forgery effect is too "realistic", which may make the success rate of fraud of criminals reach 100%. The reason for the "lifelike" effect of deep forgery mainly lies in the advanced nature of its algorithm.

Secondly, the forgery implemented through "deep forgery" technology is too "diversified", and the cost of counterfeiting is low, so it is difficult to monitor. Using the algorithm to generate a set of forged, fraudulent text, pictures, audio or video, it takes the shortest time cost of a few seconds, the longest time of a few minutes, and the operation is extremely convenient. and can constantly generate similar but different series of text, pictures, audio or video.

Therefore, lawbreakers only need a very low time cost and cost to prepare a large number of fake pictures or videos as fraud tools, and then try to repeat tests in various authentication or identification links to seek "detection escape". Traditional authentication tools based on rules or common algorithms are actually difficult to deal with.

Live streaming, games and other pan-entertainment platforms, insurance and other financial services are high-risk industries that are extremely vulnerable to deep forgery and fraud.

Industries where a large number of public figures are exposed and need to be verified and operated remotely are vulnerable to synthetic fraud and deep fraud, such as live streaming, social networking, games and other online pan-entertainment platforms, news portals, digital finance industry and so on.

The traditional financial services industry is also a "high-risk area", especially the insurance industry, which is very likely to become the industry with the highest risk of "deep forgery" fraud. there is an urgent need for the financial sector to be vigilant and take countermeasures to protect customers and employees from becoming victims of such fraud.

How can ADVANCE.AI help prevent new types of fraud?

The product features of ADVANCE.AI 's "Star Vision" digital authentication and risk management solution include the integration of three major business systems: digital identity authentication, non-perceptual risk management and customized solution; integration of star products such as live detection, identity verification, face comparison, blacklist detection, credit score, anti-money laundering detection; and support for multiple deployment methods such as cloud-based SaaS, localization, visualization platform, etc.

# understand the product features of ADVANCE.AI in vivo detection #

Through the camera real-time acquisition of dynamic images, recognition of facial expressions, in order to detect and verify the authenticity and reliability of users.

High standard design, SDK size only 3.5MB (Action Live) or 2.5MB (Silent Live)

It can also run smoothly on low-end mobile devices without reducing the accuracy of dynamic detection and portrait recognition.

The effect is excellent. After the use of financial customers, the overdue rate of loans has been reduced by as much as 2%.

Multilingual support: Chinese, English, Indonesian, Vietnamese, Hindi, Thai, Malay, Spanish

Pass the ISO 30107-3 standard test

Can recognize some fake face images or videos generated by AI tools.

# understand the product features of ADVANCE.AI face comparison #

It can quickly identify and extract face image features; compare and calculate the similarity of face images; verify the real user ownership of face images, and help enterprises identify and confirm the true identity of end users more accurately and more quickly.

Optimize portrait recognition for Southeast Asia and India's local market

With the application of image quality detection, low-pixel images that can not be used can be screened out automatically.

Reduce the influence of damaged ID card on recognition accuracy

Can compare selfies and portraits on documents

Support accurate face recognition in complex scenes such as low-light conditions and leading decorations.

Biometric technology is certified by iBeta

# learn about the product features of ADVANCE.AI 's official authentication #

It can quickly verify whether the input name matches the certificate information, and output the officially recorded identity-related information, such as name, birthday, gender, address information, name matching and other information.

Data authority, which comes from the official, can be used to judge the authenticity of user information.

Millisecond interface response often meets the authentication requirements of online processes such as login, account opening and transaction, and reduces the cost of manual audit.

# learn about ADVANCE.AI 's anti-money laundering list search #

Can quickly mark online customers, political and public figures who are on the global sanctions list.

Prevention of financial crime and money laundering

Meet the compliance requirements of anti-money laundering

# learn about ADVANCE.AI 's multi-dimensional intelligent portraits #

From the user social account, address information, mobile phone number and other dimensions, all-round identity verification.

Real-time response with high accuracy

Used for authentication, not perceived by end users

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