Shulou(Shulou.com)11/24 Report--

CTOnews.com, August 7, Shenzhen recently released the Shenzhen work Plan for optimizing the internationalized Business Environment (2023-2025), which proposes to enhance the internationalized function of the financial market.

It is mentioned in the plan that Shenzhen will join hands with Hong Kong to promote the construction of Qianhai, Shenzhen and Hong Kong, establish and improve a new open system and cross-border cooperation system connecting Hong Kong and Macao, and gradually form a multi-level and multi-functional financial market and a complete financial services industry chain to attract and gather high-level financial headquarters and licensees.

In addition, Shenzhen will facilitate the domestic use of cross-border RMB income from capital accounts, carry out innovative applications such as digital currency research and mobile payments, and promote international cooperation and cross-border use of digital RMB. We will enhance the convenience of international professional service institutions in the exhibition industry in Shenzhen and encourage more service support to the emerging financial sector. We will strengthen exchanges with the global financial center cities and deepen cooperation in financial markets, institutions, talent and other fields.

At present, Digital RMB is only used in pilot areas, including: Beijing, Tianjin, Hebei Province, Dalian, Shanghai, Jiangsu Province, Zhejiang (Hangzhou, Ningbo, Wenzhou, Huzhou, Shaoxing, Jinhua), Fujian (Fuzhou and Xiamen), Shandong (Jinan, Qingdao), Changsha, Guangdong Province, Guangxi (Nanning and Fangchenggang), Hainan Province, Chongqing, Sichuan Province, Yunnan (Kunming, Xishuangbanna), Xi'an, etc.

According to the official account of ▲ Picture Source "Shenzhen release", Shenzhen has been in the forefront of the country in the application of digital RMB, and the city launched the "application of digital RMB in prepaid operation" in June this year, which is the first time in the country, according to CTOnews.com 's previous report. Through consumers, operators and digital RMB operators, load intelligent contracts for prepaid funds, and adopt the way that consumers and operators agree and withdraw prepaid funds in accordance with the agreement to achieve the smooth completion of the transaction.

The advantages of applying digital RMB in the field of prepaid operation:

If the terms of the contract are written into the smart contract, merchants are not allowed to transfer funds paid in advance by consumers at will.

Before the actual consumption, the prepaid funds are still frozen, effectively protecting the safety of consumer funds.

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