Shulou(Shulou.com)11/24 Report--

CTOnews.com November 10 news, the Postal savings Bank of China announced that the digital RMB payroll function is new, knowing the mobile phone number can pay wages, digital RMB payment is easier.

In the digital RMB pilot area, the postal savings bank counter or the enterprise online bank uses the public wallet, and the employee's name and mobile phone number can be entered to pay wages to the employee's personal wallet. Individual industrial and commercial households and small business owners can also use their personal wallets and enter their names and mobile phone numbers to pay their personal wallets through the Postal savings Bank.

CTOnews.com learned that employees do not need to go to the bank outlets, just download the digital RMB App, open the Postal savings Bank personal wallet, and upgrade to a real-name wallet to receive a salary.

Convenient payment: when paying the salary, you only need to enter the employee's name and mobile phone number, and there is no need to collect the employee's account number or purse number.

Easy to collect money: personal wallets support online opening and real name authentication, no need for employees to go to the bank outlets.

Zero handling fee: during the digital RMB pilot period, there is no handling charge for all transactions such as wallet redemption, redemption, batch distribution and so on.

A variety of funds: can be paid salaries and remuneration, subsidies, reimbursement expenses, pensions, military / ex-servicemen allowance, operating funds, investment and financial management, insurance and other funds.

The handling methods are as follows:

Method 1: it is suitable for government agencies, enterprises and institutions, social organizations, neighborhood committees, village committees and so on that need to entrust the Postal savings Bank to distribute funds. The company institution legal person opens the postal savings bank to the public wallet. Sign a business agreement with the Postal savings Bank, and provide the unit certificate, the identity certificate of the legal representative or the person in charge of the unit (if others are authorized to handle it, it is also necessary to issue a letter of authorization of its legal representative or person in charge of the unit, and provide the identity certificate of the authorized agent). After signing the contract in batches through the counter of the network, send money to the payee's personal real name wallet, such as employees.

Method 2: an enterprise legal person which is suitable for issuing funds by itself through the Postal savings Bank. The enterprise legal person opens the postal savings bank to the public wallet. Open the Postal savings Bank enterprise network bank and complete the user rights and audit process settings. Through the wallet batch distribution function in the enterprise online bank, you can send money to employees and other payees with their real name wallets, which can be sent in real time or by appointment.

Method 3: suitable for individual industrial and commercial households or business owners who use personal wallets to distribute funds. Individual industrial and commercial households or business owners themselves open personal wallets of Postal savings Bank and personal online banking of Postal savings Bank. Sign a business agreement with Postal savings Bank, submit personal online banking application for bulk distribution of digital RMB, and provide business license and my valid real name certificate. Through the digital RMB batch distribution function in the personal online bank, we can send money to the payee's personal real name wallets, such as employees.

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