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2025-03-28 Update From: SLTechnology News&Howtos shulou NAV: SLTechnology News&Howtos > Mobile Phone >
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Hello, everyone. The meeting will answer your questions. Does spending affect credit checking? does spending affect credit checking? many people don't know this. Now let's take a look at it!
Answer:
1. The garden will not affect the credit report. As of March 12, 2020, Huayuan was not connected to the personal credit information system of the people's Bank of China, but only to sesame credit. When using flower beds, submit loan repayment records, overdue records and other records to Sesame Credit, rather than to the personal credit information system.
2. The difference between flowers and borrowed flowers:
3. Different ways of use, loans mainly provide cash loans, which can be used for consumption, tourism, study and so on. The bud is mainly used for installment payment and cannot be cashed out. Ant flower buds can only be used in different ways where they cooperate. The borrowed flower buds can be repaid in monthly instalments in 3 to 12 months. Ant flower buds have to decide whether to repay by installments or on the 9th of next month. And the installment time is short, the loan term of the flower bud is long, and there is little pressure on the borrower to repay the loan. The interest on the loan is different. Flower buds are charged on a daily basis and at a daily interest rate. The flower bed has a 50-day interest-free period. If it is a short-term loan, it is better for ants to borrow flowers than ants in terms of cost.
This is the end of this article. I hope it will be helpful to all of you.
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