Shulou(Shulou.com)05/31 Report--

Audio commentary

Hello, everyone. The meeting will answer your questions. Alipay a few days overdue will affect the credit score, Alipay overdue one day will affect the credit score this many people do not know, now let's take a look at it!

Answer:

1. If it has an impact on the sesame credit score, it is best to repay the loan on time. Alipay ant flower buds and loan buds are also equivalent to credit cards. Credit is the most important thing. If overdue, it will certainly have an impact on the credit score. Sesame credit score and flower bud quota may be reduced, but will not affect the continued use of flower buds. Generally speaking, within 7 days after the overdue date, the flower bed can be used normally, but from the overdue date, the flower bed will charge a certain overdue fee.

2. Bai's repayment method:

3. Users can advance the quota of Ant Garden when consuming, and repay the money on the 9th of next month after receiving the goods. The longest interest-free period is 41 days. In addition to the consumer experience of "buying this month and enjoying super-long interest-free next month", Ant Garden has also introduced the phased function of the garden, and consumers can repay the money within 12 months. The 9th of each month is the garden repayment day, and users need to pay off the generated garden bill on the repayment day. On the due repayment date, the system will automatically deduct the balance of Alipay account, Yu'e Bao (Yu'e Bao withholding function enabled), debit card express payment (including cartoon card) to repay outstanding payments, or take the initiative to repay. In order to avoid late payment, please make sure that the amount in your Alipay account is sufficient. If you fail to make late payment, you will charge a 5/10000 overdue fee every day. On November 12, 2018, the new Alipay App function announced that the bud deferred repayment function will be fully launched on December 1. To put it simply, the delay in repayment of the flower bud is equivalent to a simple transition, which can relieve the repayment pressure of the pickpocket to a certain extent; on July 30, 2019, Alipay opened an appointment to adjust the invoice date and the corresponding repayment date of the garden. Users who have signed a contract with the garden for more than one year can enter the garden after system evaluation. The date for my repayment has been set. Users can now choose to repay on the 15th or 20th of each month, and the billing date will be adjusted accordingly to the 5th or 10th of each month.

This is the end of this article. I hope it will be helpful to all of you.

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