Shulou(Shulou.com)05/31 Report--

Audio commentary

Hello, everyone. The meeting will answer your questions. Ant borrows how to apply for deferred repayment, ant borrows can apply for deferred repayment this many people do not know, now let's take a look at it!

Answer:

1. No, the official reply is: there is no grace period for the loan at present, and the application for extension of repayment is not supported; that is to say, you must repay the loan on time. As for when to repay the loan, it is generally determined by the repayment date of the first loan; if the first loan date is the 10th, then the repayment date is the 10th of each month. You can log in to Alipay through your mobile phone, borrow money from my-Ant-, and check the repayment date on the repayment page.

2. Consequences of overdue loans:

3. Late penalty interest: first of all, there will be a penalty interest on overdue loans, and the penalty interest will be charged at 5 times the original interest, that is to say, not only continue to collect interest on a daily basis, but also charge a penalty interest of 5 times on a daily basis. The calculation formula is: overdue interest = overdue amount overdue days interest 5; if you do not repay within a short period of time (1-3 days), the ant will first understand that you have forgotten to repay the loan, so for the first time you will be reminded by text messages, customer service calls and other kind ways. When the user is still indifferent and fails to repay the loan in time, the default is that you deliberately delay the loan, and the Ant Garden will automatically deduct the money from Alipay to make up the arrears in the Ant loan; the Ant loan reports credit information to the central bank through spot checks. If the ant loan is overdue, the overdue record will also be uploaded to the central bank's credit information system, creating a credit stain, and will also be recorded in the personal credit information report, thus affecting your future loan and credit card applications.

This is the end of this article. I hope it will be helpful to all of you.

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