Shulou(Shulou.com)05/31 Report--

Audio commentary

Hello, everyone. The meeting will answer your questions. Alipay binds other people's credit cards, can Alipay bind credit cards? many people don't know this. Now let's take a look at it!

Answer:

1. Alipay can be bound to credit cards; now many people are used to using Alipay or WeChat Pay. If you use Alipay for consumption, many people will also use Alipay to bind bank cards for consumption. If Alipay is tied to a credit card, it is generally counted as an online transaction, while most banks stipulate that online transactions are not scored.

2. Is it a credit card to bind Alipay credit card?

3. If Alipay is tied to credit card consumption, most banks, such as Industrial and Commercial Bank of China, China Merchants Bank, etc. Are counted as credit cards, and banks will count consumption in the number of credit cards; for example, many banks can avoid the annual fee by swiping enough times a year, then you can also use Alipay to bind credit card consumption to avoid the annual fee; whether Alipay credit card consumption needs a handling fee is related to consumers; if consumers have enabled credit card payment function, then they do not need to use Alipay to pay credit cards. If the merchant does not activate the credit card payment function, if you use Alipay to tie up the credit card consumption, you will need to pay a handling fee of 1% of the transaction amount if it exceeds a certain amount; therefore, when shopping online, you can pay attention to whether the merchant has activated the credit card payment function. If you haven't opened it yet, you can communicate with the merchant customer service if you don't want to pay the service fee. Most of Alipay's credit card consumption does not have points, mainly depends on the bank regulations.

This is the end of this article. I hope it will be helpful to all of you.

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