Shulou(Shulou.com)05/31 Report--

Audio commentary

Hello, everyone. The meeting will answer your questions. What conditions does JD.com need to write a note? what does JD.com mean to be safe? many people don't know this yet. now let's take a look at it!

Answer:

1. Writing a note in JD.COM means using a note in JD.COM to pay for the purchase of goods. White slip is a kind of payment method introduced by JD.COM. Users can spend in the current month, repay the next month, and also support installment repayment. The maximum amount of white slips is 50,000 yuan, and you can enjoy a deferred payment period of up to 30 days, or you can repay in installments within 3 to 24 months.

2. There is no risk in issuing JD.COM notes, which is a new payment method of "consumption first, payment later" launched by JD.COM.

3. Knowledge of JD.COM IOUs:

4. Through this service, users can set their relatives and friends as their own white slip applicants, and give some / all of their white slip quota to the attached white slip applicant; after the setting is successful, the user's IOU limit will be shared with the associated IOU applicant, and all debts arising under the user's IOU and the associated IOU will be borne by the user. JD.COM can adjust the marketing promotion name of the related IOU according to the relevant laws and regulations and the actual situation of marketing promotion; after approving the user's white slip quota, JD.COM has the right to adjust the user's white slip quota at any time according to the user's credit information or identified risk control factors or reasonable and legitimate reasons, and the user shall bear the consequences caused by adjusting the user's white slip quota. According to the person in charge of risk control of JD.com 's consumer finance department, there is no credit that requires manual examination and approval in consumer finance business, and all users are identified through the risk control big data model; the management and control system after the typhoon will "identify" users according to shopping habits, credit status, receiving address stability, and so on. Combine various factors and data, and then quickly give the evaluation results of whether the "white slip" can be activated.

This is the end of this article. I hope it will be helpful to all of you.

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