Shulou(Shulou.com)06/03 Report--

Https://www.toutiao.com/a6700784796357886477/

When it comes to facial scanning payment, everyone is no stranger now, now facial scanning payment machines can be seen everywhere, and it is slowly being accepted by everyone. After paying by credit card to scanning the code, people are becoming more and more capable of accepting new things and faster and faster. The successful application of facial scan payment is not only the result of the joint promotion of Alipay and Wechat, but also everyone's trust and support for the development of today's science and technology. Facial scanning payment benefits from the development of artificial intelligence and its mature application in the field of face recognition technology.

Face recognition

Face recognition technology is a biometric technology based on human facial feature information for identity recognition. A series of related technologies that use cameras or cameras to capture images or video streams containing human faces, and automatically detect and track faces in the images, and then carry out face recognition on the detected faces, which are usually called portrait recognition and facial recognition. The universal application of face recognition technology should be the first to start with the face scanning sign-in of enterprises and the face scanning door of security, and the advantage of face recognition lies in its naturalness and undetected characteristics of the individuals being tested. Based on these two characteristics, it determines the important position of face recognition technology in human biology.

The opportunity of facial scanning payment is still because of the inconvenience of people paying scene in real life. In the case of large merchants and limited hand capacity, queuing for payment is often very common, which not only wastes the time of customers, but also reduces the carrying capacity of merchants, leading to the reduction of sales and other unfavorable conditions. For scenarios like ETC, charging directly through without parking not only facilitates consumers, but also saves time, and does not lead to queuing. Based on the solution of this pain point, facial scanning payment arises at the historic moment.

Queue up for payment

Facial scanning payment has entered into large-scale practical application, which should start this year. With Alipay launching the first generation of facial scanning machine-dragonfly, which represents the arrival of the first year of facial scanning payment business, the release of the second generation of dragonfly in April has promoted the large-scale development of this ecosystem. The second generation of dragonfly not only solves the problem of volume, but also reduces the cost of introduction, and there are various support programs, paving the way for the popularity of individual small businesses. Today's dragonflies do not only have cashier functions. Through the open sharing of Ant Financial Services Group development platform, various assistive technologies are integrated into dragonflies. Not only can dragonflies register, but also one-click registered members, issue coupons and other functions. It has brought important technological innovation for the promotion and retention ability of individual industrial and commercial households.

Dragonfly second generation

Whether it is mobile payment or facial scanning payment, it is a common concern in terms of security. Safety is the key, and compensation is the customer's pain point. Facial scan payments still face this problem. What does it rely on to solve the security problem of facial scanning payment and make consumers feel at ease to use it? Must rely on artificial intelligence technology, in terms of payment security, especially in the mobile network and facial scanning payment security, artificial intelligence has the most opportunity to show its talent.

Prior to this, the two major payment platforms, Alipay and Wechat, have been discussing the use of artificial intelligence to ensure payment security. In the afternoon of May 28, 2019, Alipay announced the upgrade protection plan, if the intelligent AI audit meets the corresponding conditions, will be able to achieve "indemnity seconds to the account."

Alipay second compensation

The "second compensation" service is based on Alipay's intelligent AI technology. If consumers encounter account anomalies, they can call customer service or complain on the Alipay bill page, and provide the corresponding information. If the information is provided correctly, the system verifies that the account has been stolen, and the claim will be settled automatically, and the processing time can be reduced to "seconds". During the trial run, some users even received the claim as soon as they hung up the customer service phone.

Every transaction of Alipay is protected by intelligent risk control system, coupled with AI, biometric and other technologies, the current transaction asset loss rate of Alipay has been lower than 5max 10000000 (5/10000000). And even if there is a small probability of theft, Alipay also promises 100% full compensation. The use of artificial intelligence technology second compensation, is Alipay's pioneering work, this "second compensation" upgrade service, not only solve the promotion pain points of merchants, but also solve the worries of consumers, you can boldly try new payment methods, facial scanning payment.

Facial scan payment

With artificial intelligence to protect facial scanning payment, it is believed that facial scanning payment will replace scanning code payment by the end of the year, leading the nation into the era of facial scanning.

Hangzhou Miaoxing Technology, as a technical service provider of facial scanning payment, provides technical services such as face recognition, non-inductive payment, intelligent AI membership and facial scanning payment in the application of biometric technology. It can solve all kinds of technical problems such as landing and system optimization of facial scanning payment, data retention and so on, and complete full ecological chain services such as payment application, technology development, machine debugging, activity marketing and so on.

Welcome to subscribe "Shulou Technology Information " to get latest news, interesting things and hot topics in the IT industry, and controls the hottest and latest Internet news, technology news and IT industry trends.